Mutual Fund Disclaimer
TEN STAR Financial Inc. is an independent mutual fund dealer, contracted with over 60 mutual fund companies including more than 2,700 mutual funds and a member of the TEN STAR Financial Services companies. TEN STAR Financial Inc. is a member of the Mutual Fund Dealers Association of Canada.
Compensation & Disclosures Mutual Funds are sold through TEN STAR Financial Inc. from the various mutual fund companies with which they do business. Mutual fund investments are not insured/covered by CDIC (Canada Deposit Insurance Corporation) or CIPF (Canadian Investor Protection Fund). Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus of the mutual funds in which investment may be made before investing.
Before investing in any mutual fund, it is important to read the specific fund’s simplified prospectus. Commissions, trailing commissions, management fees, tax payable, and expenses may be associated with mutual fund investments. Mutual funds are not guaranteed. Their values change frequently and past performance may not be repeated. Any indicated mathematical return, including those set forth on graphs or tables in this online publication, is used only to illustrate the potential effects of the compound growth rate and is not intended to reflect future values of returns on any specific investment or any other financial product. It is strongly recommended that you seek professional advice to inform yourself regarding mutual funds or any other financial product as it relates to your circumstance
It is our policy and duty to deal fairly, honestly and in good faith with my clients. Accordingly, we will disclose to you the following information:
- The nature (including the investment risk) or any financial product in which you are interested and/or which we have recommended to you;
- The fact that a financial product or service which we recommend to you is with a company with which we are affiliated (i.e. TEN STAR Financial Inc. and its affiliated companies);
- The redemption schedule (i.e. costs and timeframe), if any, for each financial product you purchase;
- Commissions, and/or fees, if any, that we may earn beyond those disclosed in the offering document;
- Any referral fees that we may earn as a result of my relationship with you; and
- Any other personal interest or expected benefit, direct or indirect, we may have, that is not disclosed in an offering document/prospectus for a product I recommend to you.
Only Mutual Funds are offered through Ten Star Financial Inc. Please contact us for full disclosure with regard to other products.
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