Term Life Insurance Brokers

Looking for the lowest cost term life insurance?  Look no further.  Ten Star is a Managing General Life Insurance Agency (MGA).  Independent life insurance agents and brokers across Canada have access to Canada’s largest life insurance companies with the lowest cost life insurance.  Ten Star has been in business for over 30 years, providing “Excellence Through Education ®”.

Term Life Insurance has level premiums for a set period of time.  The coverage you select will allow for suitable protection during the years when you have children, mortgages, and other insurable needs.

Term Life Insurance is the most basic, most popular of life insurance products in Canada.

Are your needs short term, like debt protection or long term, like mortgage protection?  This type of insurance is intended to cover shorter term needs (though those needs may be as long as 5, 10, 15, 20 or 30 years).

You pay a premium for a period of time and if you die during that time the insurance proceeds are paid to the person or persons you designate (called a beneficiary), unlike bank procedures.

The most common type of term insurance is renewable and convertible term insurance.  With proper financial planning, a Term life plan can play an important role in meeting your objectives.

Affordable Coverage For the Short Term

Purchasing Insurance could be the most significant decision you make toward protecting your family’s future.  Having the accurate amount of life insurance protection when you die will provide your family with a future that is financially secure.

Ideal for younger families just starting out, or for those who are still single.  It is also an excellent choice if you have a temporary need to protect your family.

• Long or Short-Term Insurance, Ten Star has the term life insurance answer for you
• Ability to convert to a permanent life insurance policy
• As long as you pay the premiums, your coverage cannot be cancelled or altered
• 10, 15, 20, 25 & 30 years to pick depending on your needs
• Term Life Insurance can be used to provide funds at your death to:
  • Pay off your mortgage
  • Pay off lines of credit
  • Pay off personal loans
  • Create an estate for your heirs

Term life insurance brokers provide protection for a limited period of time and pays benefits only if the policy holder dies during the specified time. The major benefit is the reduced cost compared to permanent insurance.

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